We are an Ohio loan agency established in 2004 offering personal loans in Ohio. Our service area for personal loans is all of Ohio with our online application.  But, we also have branches located in convenient in central and southern Ohio areas for in-person walk-ins. Residents with bad credit to no credit scores can apply for loans and you will never be referred to other lenders. As our longer term personal loans are 6 to 60 months, with no early payoff penalties, we have helped many clients with very affordable bad credit loans. Since America’s Loan Company is a direct lender in the state of Ohio that provides affordable installment loans to hundreds of Ohio residents with poor credit to no credit scores, you will always have a person to speak with and will not have to be dealing with automated attendants.

We are closed for the following holidays: New Years Day, President’s Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Thanksgiving Day, Christmas Day. In addition, we close by 1:00 PM on Thanksgiving Eve, Christmas Eve, and New Years Eve. If a holiday falls on a Saturday we are closed the Friday before it and if a holiday falls on a Sunday we are closed the Monday after it.

Have questions? We are here to help! Please visit or call any of our Ohio locations for support or apply now online for quick loan approval.

Do mention promo code 40DAYS to get no payments for 40 days with 10 days interest FREE.