Customer Notice: Personal loans, title loans, and refinancing loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can’t promise that your credit score will improve while having a loan with us.
Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America’s Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America’s Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America’s Loan Company. You may be required to submit additional documents due to state law and qualification criteria.
Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.
Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.
We are the sole owners of the information collected on this site. We only have access to collect information that you voluntarily give us via our on-line credit applications, E-Mail, or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to process your credit application or required by law.
Your Access to and Control Over Information:
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the E-Mail or phone number given on our website:
• See what data we have about you, if any.
• Change/correct any data we have about you.
• Express any concern you have about our use of your data.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Our web site has a pixel which enables cookies to be dropped onto visitor’s’ machines. These cookies may be used to target visitor’s’ machines on 3rd party websites. You may go to www.youradchoices.com, which will explain behavioral targeting in more detail, and will allow visitors to opt-out of being targeted for any behavioral advertising by any member of the Internet Advertising Bureau.