Personal Loans in Chillicothe, OH

Chillicothe Personal Loans Trusted Since 2004

– Apply for a Personal Loan Online Or In-Person –

– No Payments For 40 Days With 10 Days Interest FREE – Use Promo 40DAYS

America’s Loan Company aims to be the company offering the best personal loans in Chillicothe, Ohio, and we have the track record since 2004 to show it.

We help Ohioans from all backgrounds and all walks of life with auto loans, refinancing, and personal loans in Chillicothe. We go above and beyond to make sure our loans meet the budgets of our customers with reasonable and flexible terms.

Even if your credit score isn’t the best, you may still be in need of a loan – in fact, it’s often those who are in rocky financial positions that need options the most.  So here’s how we can help those in and around Chillicothe with bad credit loans in Ohio.

Bad Credit Personal Loans in Chillicothe for Any Need

No matter why you need a personal loan in Chillicothe, having past credit trouble shouldn’t make it impossible for you to get the help you need. Different types of loans have different terms and conditions, so here’s a quick guide to what types of loans are available to you. Apply online or in person at our Logan, Ohio, office.

Applying will not affect your credit

Personal Loans in Chillicothe

A poor credit personal loan in Chillicothe can cover any number of issues, like home or car repairs, unusually high or unexpected bills, sudden medical issues, or really most anything else.

Regardless of your credit history, you should be able to secure a loan to meet your needs, and America’s Loan Company is here to help.

We offer bad credit personal loans for as little as $100, and as much as $3,000, with APR starting as low as 13% – much lower than most credit cards. Obviously our customers often need a personal loan in Chillicothe, Ohio because they’re short on cash, so we allow up to 40 days before making your first payment to help you get your finances stabilized.

Auto Title Loans in Chillicothe

America’s Loan Company helps borrowers looking for auto title loans in Chillicothe to secure funding using a used car, truck, motorcycle, RV, or even a boat! We can finance as little as $2,000 or as much as $10,000 of a used vehicle’s clean trade-in value with an APR ranging from 9% to 25%.

Our flexible payment options let you fit your payments to your budget, with payment terms that can be spread out over months or years, with no early payoff penalty.

Vehicles used cannot be more than 8 years old or have accumulated more than 120,000 miles, but we can finance a portion of a vehicle worth over $10,000. For example, we can offer an auto title loan in Chillicothe for $10,000 on a car you own. The vehicle must have a rough trade in value to cover the loan amount.

Debt Consolidation and Refinance Loans in Chillicothe

America’s Loan Company can help you consolidate your debt with a fresh start and a fair interest rate with refinance loans in Chillicothe.

If you’re behind on your debts and having trouble digging out, you’re facing poor repayment terms that you want to improve, or you just have too many different payments that are difficult to manage, our refinancing loans in Ohio can help you reset your credit and make your life easier.

We can take your credit cards, title loans and other debts and reset them for you with new, affordable terms that spread your payments out over as little time as 6 months, or as much as 5 years. We provide you with options for your refinance loan in Chillicothe that will put you on the path to a better financial future.

Why Take Out a Bad Credit Loan in Chillicothe

The obvious reason to take out a bad credit loan in Ohio is that you need emergency cash in a hurry, and we’re able to provide it. But there are other long-term benefits to getting your auto, refinancing, or personal loan in Chillicothe!

A successful repayment of a personal or auto loan in Chillicothe with us can potentially be a step forward in repairing your credit. We report to TransUnion, one of the three major credit reporting agencies, which means that when you complete a successful loan repayment with us, it reflects on your long-term credit history.

Our refinancing loans in Chillicothe can save you money and give you a fresh start on debts that have gotten out of your control, potentially reducing both your number of payments and your overall interest rate, both of which can save you money in the long run and improve your credit.

Applying for a personal loan in Chillicothe is easy and quick, and you don’t even need to come into our office! Apply today or see our Loan FAQ if you have questions! Applying for a loan will not affect your credit as we do a Soft Credit Check.

Apply online or visit our closest location

MON - FRI: 9:00 AM - 5:00PM