Bad Credit Personal Loans Online –

Cheaper Than Payday Loans

Use Promo Code 10%OFFLO

Applying Will Not Affect Your Credit Score*

1. Apply

2. Sign Contract

3. Direct Deposit

Tailored To Meet Your Needs —

Bad Credit Loans In Ohio

Do you need a loan, but have a low credit score? We may be able to help. America’s Loan Company is a trusted direct lender that provides online affordable personal loans in Columbus, Ohio, and throughout Ohio to people with poor credit scores. Furthermore, our bad credit loans have interest rates that can be as low as 15%, depending on credit score. The entire process can be done online without you having to visit our offices.  Also, we offer poor credit loans to Buckeyes for car loans as well as debt consolidation and refinancing.

Since 2004, we have been helping Ohio residents reach their goals with bad credit personal loans to get cash into their hands for what’s most important to them, while also improving their credit scores.  We do this by providing loans with payments to fit your budget and reporting payment histories to TransUnion.

Need a loan for repairs, vacations, weddings, or emergencies?  Find out why we offer the best personal loan in West Jefferson, Ohio, and the best personal loan in Logan, Ohio, or anywhere else in the state.

Get Your
Sample Quote

NOTE: Quotes assume a Personal Loan with good credit. APR ranges depending on credit score. Shorter & Longer Terms Available.

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Our Loan Services

Car Loans

America’s Loan Company can also help if you need a car loan from $2,000 to $10,000. Get started today!


Personal Loans

We offer safe and hassle-free access to personal loans, $100 to $3000 with affordable installment payments. Three quick and easy steps!



Getting a refinancing of your title loan at America’s Loan Company is easy. We offer title loans with lower payments.


We Provide Bad Credit Loans in Ohio to Fit Your Budget

Our aim is to deliver affordable personal loans to Ohio residents. For that reason, our personal loan terms are adjusted to fit your budget, so we make sure to work with you to create terms that work for you.

You can trust America’s Loan Company as we are a licensed lender in Ohio and are accredited by the Better Business Bureau with a A+ rating. We make the process fast and easy and offer affordable poor credit personal loans with 6 to 60 month terms.

Fast Online Personal Loans

$100 to $3,000

Debt Consolidation & Re-Financing

$100 to $3,000

Car Loans, 9% to 19% APR

$2,000 to $10,000

Choose the Best —

Why Choose American Loan Company For Your Personal Loan in Ohio?

Walk-ins are welcome to any of our branches to apply for a personal loan in West Jefferson, Ohio, and to apply for a personal loan in Logan, Ohio.

However, we can process your loan remotely, without you needing to visit our offices. Funds can be direct deposited to your bank the same day that the contract is signed if received by noon. That means we can process your personal loan in Columbus, or from anywhere else in the state. You don’t need to be local to our offices for us to help.

Unlike the typical payday loan or car title loan, our fast and easy bad credit loans in Ohio carry lower fees, and we don’t charge early payoff penalties. We are committed to helping you build your credit and get you money when you need it. Getting a bad credit loan in Ohio should be easy and fair, and we’re here to make it that way.

Applying Will Not Affect Your Credit Score*

  • Save 10% off on the loan origination fees
  • Bad Credit Welcome*
  • We are a direct lender in Ohio and you will never be referred to other lenders
  • We report your credit to help improve it
  • Visit our offices or do the entire process online
  • Rated A+ by the Better Business Bureau
  • Loan terms are from 6 to 60 months to provide you with payments to fit your budget.

Client Testimonials

Loans Approved
In Loans Disbursed
A Trusted Lender Since

Helping You Get Affordable
Personal Loans in Ohio

Take advantage of our quick loan approval process to apply for a personal loan, car loan, or a debt consolidation and refinancing loan today. Get the funds you need and apply now online or In person! Installment loan applications are currently being accepted for Ohio residents only.

*We will try our best to provide you with Personal Loan even if your credit is not perfect.  However, we can not guarantee loan approval.  For “No payments for up to 45 days”, the interest and other charges will accrue from the date of disbursement of the loan funds until the first payment is due.

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