Personal Loans in Troy, OH

Troy Personal Loans – Trusted Since 2004

– Apply Online –

– No Payments For 40 Days With 10 Days Interest FREE – Use Promo 40DAYS

When unexpected financial situations arise, having a trusted lending partner can help. For over two decades, America’s Loan Company has been committed to providing Ohio residents with fair and accessible personal loans in Troy.

We understand that credit challenges should not prevent people from getting the financial support they need. Our specialized lending solutions cater to those with less-than-perfect credit histories, offering bad credit loans in Troy. These loans not only provide immediate financial relief but also present an opportunity to improve your credit score over time.

Interested in learning more about our loan products, repayment terms, or interest rates? Explore our comprehensive Frequently Asked Questions page or get in touch with our knowledgeable team through our online contact form. We are dedicated to providing personalized guidance, ensuring you secure the best personal loan for your unique needs.

Do mention promo code 40DAYS to get no payments for 40 days with 10 days interest FREE.

Applying Will Not Affect Your Credit

Achieve Financial Freedom With Our Customizable Installment Loans in Troy

Since our inception in 2004, America’s Loan Company has been dedicated to empowering the residents of Ohio to pursue their financial aspirations. We understand that life can present unexpected challenges, which is why we are proud to offer flexible and accessible personal loans in Troy, Ohio. Whether you’re planning a dream wedding, a long-awaited vacation, or facing an unanticipated situation, our tailored loan solutions are designed to meet your needs.

We believe that your credit score should not prevent you from achieving your goals. As a direct lender in Troy, we specialize in providing affordable personal loans to Buckeyes with less-than-perfect credit histories. We create repayment plans that align with your financial capabilities, and we can even help you improve your credit by reporting timely payments to TransUnion.

Explore our competitive rates on installment loans in Troy, Dayton, Springfield, Columbus, Cincinnati, Logan, West Jefferson, or anywhere else in Ohio. Turn your dreams into reality by partnering with America’s Loan Company as your trusted ally in achieving financial freedom.

Monthly Promotions: Exclusive Money-Saving Offers!

Don’t forget to check out our Monthly Promotions on our website, where you’ll find exclusive discounts and special offers to help you save even more on personal loans. Seize this opportunity to make your aspirations a reality with our competitive rates and flexible terms.

Boost Your Credit With Our Bad Credit Loans in Troy

A less-than-ideal perfect score shouldn’t hold you back from accessing the funds you need. At America’s Loan Company, we’re committed to providing loan solutions tailored to your unique circumstances, ensuring that unforeseen expenses don’t derail your financial stability.

Our bad credit loans in Troy offer several advantages:

  • Borrow amounts ranging from $100 to $3,000 to meet your needs
  • Competitive interest rates based on your credit profile
  • Interest rates starting as low as 10%
  • A straightforward application process, available online or in person
  • Flexible repayment plans to fit your budget
  • No penalties for paying off your loan early
  • Potential to improve your credit score by reporting to TransUnion
  • Special promotions like 40 days before your first payment (with code 40DAYS) or 5% off fees (with code 5%OFFLO)

We understand the importance of having access to cash when you need it most. Our bad credit loans in Troy are designed to help you regain financial stability and rebuild your credit.

Applying is a breeze – our secure online application takes just minutes to complete, or you can visit one of our Ohio branches. Even better, applying won’t negatively impact your credit score.

Regardless of your current financial situation, our company is dedicated to meeting your needs, building your credit, and paving the way for a stable financial future. Apply today, and let us help you take control.

Applying Will Not Affect Your Credit

Our Loan Services

Car Title Loans

America’s Loan Company provides car title loans up to $10,000. Get started today!


Personal Loans

We offer simple and secure access to personal loans from $100 to $3000 with affordable installment payments. Three quick and easy steps!



Refinancing your title loan at America’s Loan Company is easy. We offer title loans with lower payments.


America’s Loan Company Offers Reliable Online Loans in Troy

Facing financial hurdles can be challenging, whether you’re working towards your goals or dealing with unexpected situations. If you reside in Ohio, our direct lending company can provide the support you need through our convenient online loans in Troy.

With over two decades of experience serving the Ohio community, we have established ourselves as a reliable and transparent lending institution. As a direct lender, we guide clients through the entire loan process, from application to repayment, ensuring a personalized experience tailored to their unique circumstances.

Here’s why Troy residents choose our direct lending services:

1. Experienced and Trusted Lending Professionals

Since our founding in 2004, our company has remained steadfast in its commitment to meeting the financial needs of Ohioans. Licensed by the state’s Division of Financial Institutions and accredited by the Better Business Bureau, we uphold the highest standards of integrity and transparency in our operations.

2. Convenient Online Application and Repayment

We understand the value of your time, which is why we offer a user-friendly online application process. Once approved, our convenient digital payment system simplifies loan repayment management, allowing you to stay on top of your finances with ease.

3. Personalized Attention

We recognize that every individual’s financial situation is unique. Our knowledgeable loan experts are always available to answer your questions, address your concerns, and guide you towards the best loan solution for your specific needs.

Whether you require funds for home improvements, debt consolidation, or any other personal expense, we are here to support you. Trust us as your reliable direct lender in Troy, providing the financial assistance you need with professionalism and care.

Get started today by giving us a call or visiting one of our Ohio branches. Experience firsthand why America’s Loan Company is the preferred choice for personal loans in Troy.

Quick and Easy Alternatives to Payday Loans in Troy

Do you need some fast cash to tide you over until your next paycheck? Our short-term loan solutions in Troy can provide some relief.

We understand the stress of unexpected expenses when your regular earnings just aren’t enough to cover them immediately. Our convenient short-term lending options bridge the gap, offering a financial lifeline.

Our Personal Loans in Troy and surrounding areas are a fast and simple way to get the funds you need when cash is tight. With a straightforward online application or visit to our local office, you can quickly apply for the loan amount required to meet your immediate financial obligations.

Our streamlined process is designed for your convenience:

  1. Submit an online application or visit one of our branches in person to request the short-term loan amount you require.
  2. Provide basic personal and income information, along with the necessary documentation.
  3. If approved, you will receive your funds promptly, often on the same day.
  4. Repay the full loan at any time without early payoff penalties.

It’s that simple! No need to stress about juggling bills or falling behind. Contact us today and let our cheaper alternative to payday loans in Troy provide the quick financial boost you need.

Personalized Lending Solutions Across Ohio

Licensed by the Ohio Division of Financial Institutions, America’s Loan Company proudly offers customized loan options to residents across the entire state. Our services cater to Buckeyes in every city, with conveniently located branches in Troy, Dayton, Springfield, Akron, Cincinnati, Cleveland, Columbus, Logan, and West Jefferson. We welcome you to any of our offices for personalized assistance and guidance.

Can’t make it into one of our branches? No problem! Our user-friendly online application process allows you to apply for a loan from the comfort of your own home. Submit your application before noon, and you may receive the requested funds via direct deposit into your bank account on the very same day.

Regardless of your location within the great state of Ohio, America’s Loan Company is dedicated to providing seamless personal loan solutions tailored to your unique financial circumstances. Take the first step toward financial freedom by exploring our lending options today.

Apply Online or In-Person

127 E. Main St.
West Jefferson, OH 43162
(614) 379-5407
Toll Free: (877) 380-2639
MON - FRI: 9:00 AM - 5:00PM