Bad Credit Personal Loans In Ohio
If the bank said no, don’t panic. We approve personal loans from $100 to $3,000, with 6–60 month terms that fit your budget
- Quick & Easy Application
- Fair Terms
- No Hidden Fees or Catches
No Payment For 45 Days*
15 Days Interest Free – Use Promo Code 45DAYS
Applying Will Not Affect Your Credit Score* … it only takes a few minutes!
1. Apply
2. Sign Contract
3. Direct Deposit
How Our Bad Credit Personal Loans In Ohio Work (It’s simpler than you think)
The sooner you apply, the sooner you’ll know.
It only takes a few minutes — and you don’t need perfect credit to get started.
Get Your
Sample Quote
NOTE: Personal loan quotes assume a 60 month Personal Loan. Interest & APR vary depending on credit score. 6 to 60 Months Terms Available.
Loan Amount:
Payment = ?
APR = ?
Tailored To Meet Your Needs —
If you’ve got less-than-perfect credit, Our Personal Loans In Ohio Can Help
Looking for fast and easy Bad Credit Personal Loans in Ohio from a trusted local direct lender? Even if your credit is not perfect, we are here to help with an affordable bad credit loan. America’s Loan Company is a trusted Ohio direct lender that provides affordable Personal Loans in Columbus, Ohio, and throughout Ohio to people with Good Credit or Bad Credit scores. Don’t forget to mention promo code 45DAYS and you will have no payments for up to 45 days with the first 10 days interest FREE.
Furthermore, our personal loans have interest rates that can be as low as 10%, depending on credit score. For your convenience, the entire process can be done online without you having to visit our offices. Also, we offer loans to Buckeyes for title loans as well as debt consolidation and refinancing.
Bad Credit Loans In Ohio- Fast, Easy, Affordable
Since 2004, America’s Loan Company has helped thousands of Ohio residents access affordable personal loans, even after they’ve been turned down elsewhere or need urgent loans for bad credit to cover unexpected expenses. We’re a licensed direct lender with a BBB A rating, offering flexible terms from 6 months to 5 years and loan amounts from $100 to $3000. You can apply online, sign your contract electronically, and get your funds via direct deposit the same day you sign the loan contract. We also help improve your credit by providing loans with payments to fit your budget and reporting payment histories to TransUnion.
Need a loan for repairs, vacations, weddings, or emergencies? But, also, worried about finding a trusted lender? With our A rating from the Better Business Bureau, you can trust America’s Loan Company is here to serve your needs with fair personal loan terms. Find out why we offer the best personal loans in Columbus, OH, or anywhere else in the state.
What kind of loans can you get In Ohio?
Car Title Loans In Ohio
Use your vehicle to borrow up to $10,000 – with no penalties for early payment!
Personal Loans In Ohio
Borrow $100 to $3000 with affordable monthly payments and a simple online process.
Refinance Ohio
Lower your Title Loan and Payday Loan payments by refinancing through a trusted licensed Ohio lender.
We Provide Bad Credit Loans in Ohio to Fit Your Budget
Our aim is to deliver affordable bad credit personal loans to Ohio residents. For that reason, our personal loan terms are adjusted to fit your budget. We make sure to work with you to create terms that work for you. To help easy worries, loan deferments are also available in case of layoff.
You can trust America’s Loan Company as we are a licensed lender in Ohio and are accredited by the Better Business Bureau with a A+ rating. We make the process fast and easy and offer affordable poor credit personal loans with 6 to 60 month terms.
Fast Online Personal Loans
$100 to $3,000
Debt Consolidation & Re-Financing
$100 to $3,000
Car Title Loans
Up to $10,000
Choose the Best —
Why Choose American Loan Company For Your Bad Credit Loans in Ohio?
Walk-ins are welcome to any of our branches to apply for a personal loan in West Jefferson, Ohio, and to apply for a personal loan in Logan, Ohio.
However, we can process your loan remotely, without you needing to visit our offices. Funds can be direct deposited to your bank the same day that the contract is signed if received by noon. That means we can process your personal loan in Columbus, or from anywhere else in the state. You don’t need to be local to our offices for us to help.
Unlike the typical payday loan or car title loan, our fast and easy bad credit loans in Ohio carry lower fees, and we don’t charge early payoff penalties. We are committed to helping you build your credit and get you money when you need it. Getting a bad credit loan in Ohio should be easy and fair, and we’re here to make it that way.
Applying Will Not Affect Your Credit Score*
- No Payments For 45 Days – First 15 days interest FREE – Use promo 45DAYS
- Bad credit welcome*
- We are a direct lender in Ohio and you will never be referred to other lenders
- We report your credit to help improve it
- 100% online or in-person
- Rated A+ by the Better Business Bureau
- 6 to 60 months loan terms with payments to fit your budget.
- Interest rates starting at 10% depending on credit score.
- Loan payment deferments available in case of layoff.
What Ohioans Are Saying:
Helping You Get Affordable
Bad Credit Personal Loans in Ohio
Take advantage of our quick loan approval process to apply for a personal loan, car title loan, or a debt consolidation and refinancing loan today. Get the funds you need and apply now online or In person! Installment loan applications are currently being accepted for Ohio residents only.
*We will try our best to provide you with a Personal Loan even if your credit is not perfect. However, we can not guarantee loan approval.
*No payments for 45 days”: Use promo code 45DAYS. Interest will not accrue for up to the first 15 days from contract signing. Interest will begin to accrue after the initial interest free days are over. Number of interest free days may vary depending on when the applicant wants their monthly payments to fall on.
Not just fast. Actually fair
We’re not here to trap you in a cycle. We’re here to help you move forward with real options, flexible terms, and support that doesn’t disappear after approval.
Direct Ohio lender
- We don’t pass you on to someone else. You’re not faced with an AI agent or remote call center, either. You’ll deal directly with us from application to final payment.
Bad credit considered
- You don’t need a perfect score. We’ve helped thousands of Ohio borrowers get approved with past defaults, missed payments, or low credit.
Transparent terms
- You’ll know exactly what you’re signing. No late surprises, no early repayment penalties.
Built to support your future
- We report to TransUnion, so every on-time payment helps rebuild your credit profile.
Tips on borrowing, budgeting, and building your credit in Ohio
Paying off a personal loan ahead of schedule might seem like an obvious choice. However, this seemingly straightforward decision carries…
Personal finance has rapidly evolved in the past few decades. Its current state today is unrecognizable from 30 years ago….
Understanding Payday Loans Payday loans are short-term financial solutions primarily designed to help individuals cover immediate expenses until their next…
Here’s Some FAQ’s We Are Asked Often
Select the question to see the answer
Can I get approved if I have bad credit?
Yes. We regularly approve applicants with low credit scores, past defaults, or missed payments. We assess more than just your credit report and work with you to find a loan that fits your situation.
How quickly can I get the money?
If your contract is signed before 2:00 PM, funds are deposited the same day.
Will applying affect my credit score?
No. Submitting your application won’t impact your credit score. We only perform a soft check during the initial application process.
What are your loan terms and repayment options?
We offer terms from 6 months to 5 years, with fixed monthly payments that are set to fit your budget. You can also defer payments in case you are laid off from work.