Columbus Bad Credit Loans
No Payments For 45 Days
15 Days Interest FREE
Applying Will Not Affect Your Credit
At America’s Loan Company, we understand that bad credit can accumulate for a variety of reasons. As a trusted direct loan lender, we offer affordable bad credit loans near Columbus Ohio online for those who have less-than-perfect credit. From car title loans and debt consolidation to refinancing and cash advances, our easy online process can help you get the funds you need quickly—without having to visit our offices.
Since 2004, we have been helping Columbus, OH, residents secure bad credit personal loans so they can reach their goals with a bit more financial security—as well as improve their credit scores throughout the process!
Why Choose America’s Loan Company?
- No Payments For 45 Days – promo code 45DAYS
- 15 days interest FREE
- Bad credit welcome
- We are a direct lender in Ohio
- We report your credit to TransUnion to help improve it
- 100% online or in-person loan application and funds disbursement
- Rated A+ by the Better Business Bureau
- 6 to 60 months loan terms
- Interest rates vary with credit score starting at 10%
- Loan payment deferments available in case of layoff
America’s Trusted Loan Company
Are you a resident of The Buckeye City in need a loan? Bad credit or no credit doesn’t have to keep you from getting the funds you need with a personal loan in Ohio. In addition to providing affordable bad credit loans in Columbus we report payment histories to TransUnion to help improve your credit. So, taking out a loan with us and making timely payments is one of the most effective ways to rebuild your credit score and improve your financial standing. We make it easy for Ohio residents to secure bad credit loans near Columbus, OH, they need without having to worry about complicated paperwork.
Bad Credit Loans In Columbus
We strive to provide our customers with quick and convenient access to the funds they require—while also helping them build their credit as they make timely payments over time. Allow us to help you relieve your current financial burdens and secure a bright financial future with the help of a consumer loan. Get started today and apply now!
Applying Will Not Affect Your Credit
FAQ's For Bad Credit Loans in Columbus, Ohio
What credit score is needed for a bad credit loan in columbus, Oh?
America’s Loan Company’s typical customer has a credit score between 500 to 650. But, your credit score is not the only fact we use to make decisions. We try to look at the whole picture. That’s the reason for which we ask for documents in addition to the personal loan application.
Are there lenders in Columbus that approve loans with no credit or poor credit?
Yes. America’s Loan Company has been helping Buckeyes with less-than-perfect credit since 2004. Start by submitting an application.
What types of bad credit loans are available in Columbus, Ohio?
America’s Loan Company offers Personal Loans for people with low credit scores. Unlike payday loans, with a personal loans you will have months to pay the debt, which will be easier on your budget and cheaper.
What documents do I need for a same‑day loan in Columbus?
To get a personal loans from America’s Loan Company, you will need an online application, at first you’ll need a most recent bank statement and most recent proof of income. Once approved, we will need a most recent utility bill, driver’s license, and social security card. The whole process can be done without having to visit any of our offices.
What income do I need to qualify for a bad credit loan in Columbus?
America’s Loan Company does not have an income requirement for a personal loan. However, we do have guidelines regarding the minimum disposable income required and the debt-to-income ratio.
Can I get a loan if I live in a Columbus suburb like Westerville, Hilliard, or Grove City?
Absolutely. Use our easy-to-fill personal loan application. As long as you are a resident of Ohio, we may be able to help with an affordable personal loan.
Applying Will Not Affect Your Credit
Columbus, OH 43219
- No Walk-Ins At This Location -
- No Walk-Ins At This Location -
Columbus, OH 43085
- No Walk-Ins At This Location -
- No Walk-Ins At This Location -